Choose the Best Personal Accident Insurance For Your Beloved

It is normal for parents to feel worried and anxious about their children's safety when they are not in sight. Therefore, having child personal accident insurance is reassuring that your children will have protection when unexpected things happen. For today, dSurance will guide you on how to choose suitable insurance for your child/children.

What is Personal Accident Insurance?

Personal accident insurance is a type of insurance that provides coverage in the event of injuries, disability or death caused by accidents or unexpected events. In this regard, coverage can be increased with other types of insurance plans according to the needs of the parents or guardians.

What Factors Should You Consider Before Purchasing Personal Accident Insurance for Your Child?

Medical expenses coverage of the insurance plan.

Before deciding to purchase insurance, it is necessary to consider the medical expenses coverage. This is because if insurance premium is cheap, the coverage for medical expenses will be lower as well.

The other coverage.

With Personal accident insurance, it only covers medical and treatment expenses caused by accidents. However, if any parents or guardians need additional protection, there are additional insurance plans that they can choose from which include such as coverage in case of disability or death, funeral expenses, etc.

The insurance premiums.

it is known that if you want the coverage to cover all the risks, you must be willing to pay insurance premiums that might be a bit higher. The parents have to make a decision based on an acceptable premium and the coverage that they want.

A reliable insurance company

When it comes to purchasing insurance, it is necessary to get one with a reliable, well served and sincere company that is always ready to help or answer your questions. You can check for reviews from other customers who have received the service from interested companies to know whether it is legit or not.

Personal Accident Insurance from dSurance.

For parents or guardians who are interested in purchasing personal accident insurance for their children, dSurance would like to introduce you to an interesting personal accident insurance, with premiums starting from 1,480 Baht per year (an average of 4 Baht per day). It provides coverage up to 1 million Baht. The compensation for fractures, burns and fires caused by accidents is up to 100,000 Baht. This insurance can be applied from the age of one month until the age of 25.

Personal accident insurance is important because external risks and children’s behavior can lead to accidents, especially when kids are not with their parents or guardians. Having insurance can prevent the biggest loss and also can help you financially if accidents occur. It provides protection for your children anywhere and anytime, allowing your kids to enjoy life and have fun.