Insurance That you Should have during Holiday Season

As a long holiday approaches, everyone should be more careful about accidents on the road due to more people traveling at this time. The statistics show that there were 1,917 accidents, 1,869 injuries, and 278 deaths last year which is a very high number. In this article, You will find some helpful insurance that you should have for your peace of mind and allows you to travel with confidence.

Some Common Accidents during long Holidays

Accidents caused by traveling by car

It is a type of accident that has the highest number of injuries and deaths. As we know, during the long holiday, more people tend to travel and party. Drunk driving and driving faster than the limit are the main reasons causing accidents. Other than that, not being careful while driving also can cause accidents. So please beware of your surroundings and pay attention on the road.

Accidents caused by public transportation.

Before going anywhere, if renting a car - always check the condition of the car and always choose the car in good condition. Avoid extra rounds of public transportation such as buses and vans that have been added during the holidays so they can accept more passengers due to the lack of sleep of the buses and vans drivers might lead to accidents. And according to the law, do not travel by public van if you are traveling somewhere further than 300 kms.

Accidents caused by traveling and activities.

Unexpected things always happen. To prevent that, there are rules and restrictions to follow while doing activities such as swimming in the waterfalls, diving in the ocean, hiking, etc. If you have congenital diseases, don’t forget to bring your personal medicine in case of an emergency. The environment and the weather are also the main reasons to be considered when it comes to accidents so make sure you plan your trip in the right season and check and bring the necessary pieces of equipment before beginning your trip.

Insurance That you Should have during Holiday Season

Domestic Travel Insurance from dSurance

According to statistics, the number of accidents is higher and higher every year. Therefore, having domestic travel insurance can save you from harm that might be caused by yourself or others. It is also another protection for those who travel regularly. It creates peace of mind. Travelers will be protected and compensated for sure under unexpected events including flight cancellation or delay, and loss of baggage. dSurance has selected good value insurance plans with the best prices from leading insurance companies. No matter where you travel in Thailand or where you are from, you can get insurance from anywhere with immediate protection. The premiums start at only 99 Baht.*
Provide death protection or total disability from accidents up to 2 million Baht.* Cover medical expenses from illness or injury 200,000 Baht* and emergency evacuation
up to 2 million Baht.*
*Plus 20,000 Baht of
baggage and belongings protection. Which is a pretty good deal for domestic travel insurance.

Personal Accident Insurance from dSurance

In addition, another insurance that we would like to recommend before traveling is personal accident insurance. It is a basic necessity because the coverage of this insurance will help to lighten the burden of expenses in both terms of income compensation and medical expenses.

Personal accident insurance from dSurance, the premiums starts at 3 Baht per day. It provides coverage in case of death or permanent disability up to 500,000 Baht*, coverage in case of death from driving or being a passenger on a motorcycle up to 250,000 Baht*, and coverage for medical expenses from accidents up to 80,000 Baht per time. It also covers loss or damage of belongings from robbery. You will also receive income compensation in case of hospitalization up to 1,000 Baht (up to 30 days per accident) as well.