How to choose travel insurance that gives you a peace of mind

Nowadays, most countries have opened their country for full travel and various restricted requirements have been lowered. Makes many people interested in traveling abroad again. Of course, planning a trip is an important part to make the trip go smoothly. But besides packing luggage, booking accommodation and plane tickets, another thing that cannot be ignored and as important as anything else is travel insurance. Although the travel plans are ready, unexpected things can happen any time whether it’s an accident, illness or loss of things. If any of these things occur, your trip will surely be ruined. That is when travel insurance can be useful. Therefore, having good travel insurance and how to choose one that suits your travel plan will go along way.

How to Choose Travel insurance.

Choose an International Travel Insurance plan that is Relevant with the Country You Will Travel to

The country you’re traveling to is an important part of deciding which insurance to choose. Consider things like the crime rate, the country’s economy, regional diseases, as well as traveling to countries in the European Union which requires the Schengen Visa that demands travel insurance. Each country is particular in its own requirement, in which you are well advised to research before your journey begins.

Choose an International Travel Insurance that is Suitable With Your Plan

After picking the country to travel to. Next will be planning the activities that will be done each day. Having travel insurance that will cover all the risks that might occur Is always a good idea. You can choose the travel insurance according to your plan. For example, if you are adventurous, you should pick travel insurance that covers medical expenses in case of serious injury. Or if you are traveling to a country where the weather and food are different from where you are from, you might consider travel insurance that covers more medical expenses for sickness.

Choose an International Travel Insurance that has the coverage that you want.

Generally speaking, choosing the perfect travel insurance requires you to consider that coverage that is exactly what you want. To ensure that you feel safe during your travel, consider these factors:

Medical Expenses

The medical expenses should be covered from before the start of the trip, during your trip to the end until you are back to your home.

Compensation in case of Death

In case of death, loss of limbs, eyesight and total permanent disability from accidents abroad.

Emergency Evacuation

Which is a cost from transporting the injured patient while traveling abroad to return to Thailand for treatment and also transportation of bodies or ashes back to the country.

Baggage and Belongings

You will be compensated in case of loss of luggage and valued belongings. In order to get the compensation, you will need receipts of necessary items that you buy while traveling abroad.

Flights got canceled

If your flight got delayed or canceled, you can ask for the compensation according to your travel insurance policy.

Choose Travel Insurance that is Affordable or Fit With Your Budget.

Think about the duration of your stay as well as the kind of activities you want to do. If you plan to visit in a short time, you can choose the travel insurance that is more affordable. However, make sure that you have the kind of coverage that fits with your plan and your destination.

Choose a Travel Insurance Company that Offers 24 Hours Support

The service provided by the insurance company is also a main factor in purchasing travel insurance. When an emergency occurs, people want to be able to contact their travel insurance company, ask for advice and help immediately at any time. Having 24 hours support will make travelers feel safe and secure.

DIY Travel Insurance

Of course, there are plenty of travel insurance plans with tempting prices from countless insurance companies which can be difficult to choose. dSurance would like to introduce you to a new interesting travel insurance called ‘DIY travel insurance’. It is perfect for traveling abroad and is suitable for all lifestyles. The highlight of this travel insurance is as its name says DIY which means travelers are able to design their own coverage that fits their type of traveling under the concept ‘Choose and pay just what you need’. The premium starts only 378 Baht per trip and the additional coverage starts at only 30 Baht! You can check the coverage, the price and apply for it via an online website. It is super easy, fast and will be affected instantly.

Lots of travelers overlook travel insurance because they think that there is no need to spend extra on their budget if they are careful. But accidents could happen at any time and the medical expenses, doctor fees and operating expenses abroad are surprisingly high. With travel insurance, it can help you not to overspend your budget and savings. Make sure that when choosing travel insurance, consider the type of coverage that matches with the period of your stay and your traveling style. Most importantly, do some research and study the policy and conditions of the plan carefully before purchasing it. That is all it takes and you can enjoy your dream trip with no worries.