6 Advantages of Having Personal Accident Insurance

Because unexpected events can occur at any moment. On a daily basis, we often face dangers which might lead to a huge accident no matter how careful we are. This is why having personal accident insurance is an important factor in our lives. The accident insurance plan will help save us when an unexpected event happens in both terms of income compensation and medical expenses. Therefore, getting accident insurance is something that everyone should plan for life.

Let’s take a look at the advantages of having personal accident insurance

Help saving expenses.

Mainly, it will be expenses arising from unexpected events or accidents. In most cases, this means it will be in terms of medical expenses. This personal accident insurance will provide 24 hours coverage regardless of minor injuries to severe stages. You can be admitted to the nearest hospital and receive treatment from the scene of the accident immediately.

No need for Health Check-up

Personal accident insurance is considered an insurance that everyone can easily access. Because you can apply for it right away through accident insurance online or other convenient channels and you will be protected instantly. There is no need for a health check or body performance test at all.

Can be purchased at any age.

Accident insurance is for everyone. The insurance can be purchased at any age and will be covered from the age of 1 until the age of 70 (may have to study the conditions of the age range of each insurance company clearly). So no matter how old you are, you can be insured without having to deal with any complicated steps and health check.

Get a compensation

In order to get compensation, the insurance holders must have had an accident and must be treated at the hospital as an inpatient. According to the policy of the insurance, compensation will be given due to inability to work leading to loss of income. It is considered as a very worthwhile protection because even when you are sick or hurt but still earning some income.

Fixed-Price Premiums

It is considered with affordable premiums compared to other forms of accident insurance. It provides coverage that is quite comprehensive from getting slightly injured to staying in the hospital for the treatment. In most accident insurance plans, there are fixed premiums, no increase and age is not a factor in adjusting accident insurance premiums either.

Year-to-year coverage

This is the highlight of personal accident insurance because that will allow insurance applicants to change accident insurance plans to meet their lifestyle needs, giving them a year on year comparison. And more importantly, they can also choose coverage and to get cost-effective accident insurance that is the best for them. Everyone can buy personal accident insurance easily and conveniently. The process of purchasing and the required documents is not as difficult as you think. You are able to check insurance premiums and purchase it via the company's website. No need to go through an agent. On the website, there are a variety of accident insurance plans and coverage for you to choose from. It is convenient, fast and covered as soon as you apply.

Until this point, many of you might have been interested in getting personal accident insurance but still not be able to choose the plan that meets their needs. dSurance or also known as “dtac Insurance” is the most suitable choice for everyone who wants to apply for accident insurance but does not know where to start. dSurance has gathered all the information and also comes with a good price. Plus, the process of doing it is not complicated at all. You can apply for it online accident insurance and will immediately be protected.

The Personal Accident Insurance that dSurance Would Like to Recommend.

With dSurance, the premium accident insurance starts at only 5 Baht per day but receives coverage in case of death up to 500,000 Baht and in case of permanent disability of 500,000 Baht. You will receive compensation in case of hospitalization up to 1,000 Baht (maximum 30 days/accident) and also medical expenses due to accidents will be covered up to 80,000 Baht (per time). You will be compensated up to 250,000 Baht in case of death by riding or being a passenger on a motorcycle.

When talking about accidents, it is for sure unpredictable. But planning and preparing to deal with various problems and events are essential in life because it will create peace of mind for both yourself and those around you. Having a personal accident insurance plan that can be designed as you like and can be modified to match your lifestyle is a good start in life. Because as the expected happens, you will have accident insurance to support you, not only on medical expenses but also take care of your family.