Why Should You Have Travel Insurance with Every Trip?

Since the lockdown was uplifted, more people have traveled whether domestically or internationally. And of course, on each trip, unexpected events may occur. Having travel insurance can prevent the risks. Let’s take a look at why travel insurance is important for every trip.

What is Travel Insurance?

Travel insurance is a type of insurance that provides financial protection and assistance during your trips. It is designed to cover the costs of unexpected events and emergencies that can occur while you are traveling. There are 2 types of travel insurance which are domestic travel insurance and international travel insurance. Here are some key points of the coverage:

• Lost baggage: if your luggage is lost, damaged or stolen during your trip.
• Trip cancellation/interruption.
• Loss of belongings or travel documents.
• Emergency medical evacuation costs.
• Transportation of the deceased. (in case of death)

Noted : The coverage depends on each company’s policy. There may be less or more than what we mentioned. Please thoroughly review the policy details before purchasing traveling insurance.

Factors why you should have travel insurance

Covers all the risks.

Some normal insurance may not cover some damages such as lost luggage or money, delay of the flight or unexpected events that happen during your travel. Therefore, having travel insurance is collateral support for all types of travel risks whether it’s an accident, illness or property loss.

The insurance premium is affordable.

Travel insurance is short-term insurance making its premium low-cost. The premium depends on the duration of your trip and coverage. So before beginning your trip, you should consider the risks of the destination and activities in order to get the best coverage of your travel insurance.

It is an additional support

In case of accidental things that happen when you are traveling such as flight cancelation or delay or getting into an accident or getting sick, you can call an insurance agent for assistance. The representative will assist and guide you through the process and make sure that your journey is smooth.

Recommended Travel Insurance Both Domestically and Internationally from dSurance.

For those who have plans to travel domestically or and internationally. We would like to introduce you to domestic travel insurance and international travel insurance from dSurance. The premium starts only from 48 Baht per trip. And you will also get 15% off. It also covers in case of death or total permanent disability up to 5 million Baht*, medical expenses coverage up to 4 million Baht*, emergency evacuation coverage up to 5 million Baht* and also coverage of damage or loss of baggage and belongings up to 60,000 Baht*.

And for those who are interested in purchasing travel insurance but want to customize your own coverage. DIY travel insurance is a perfect match for you. You can choose your main coverage and also additional coverage according to your needs and lifestyle up to 3 coverage which are

• The inconvenience in traveling such as the delay of the flight, missed connecting flights, delayed travel due to flight schedules being changed or missed flight due to long queues at the check-in.
• Loss of Personal Belongings such as loss or damage of luggage or personal belongings, loss of cash or travel documents.
• Home Guard Benefit to cover overage for loss or damage to belongings in your home when you are away.

Having travel insurance is an absolute necessity for your trip. It is better to be prepared for unexpected things than to have to fix things later and to be confident that when problems arise, you will have support and it will all be covered. Don’t let unexpected things ruin the fun of your trip.