Where is the best place to buy Personal Accident Insurance

Accident is something that no one wants to happen, but no matter how cautious you are, accidents can happen to anyone at any time. It’s a matter that cannot be predicted and unavoidable. Therefore, personal accident insurance is considered a plan that helps moderate the risk of such accidents. Insurance plans will help alleviate the financial burden and compensate for various damages. Nowadays, insurance companies offer a variety of accident insurance plans to choose from. Here are some guidelines and criteria to consider to choose insurance that suits you best.

How to Choose Personal Accident Insurance that Suits You the Most.

1. Analyze Risks in Daily Life.

Risk analysis before purchasing personal accident insurance is an essential step in helping you select a plan that suits your needs. Here are things you should consider:

Habits on Daily Life.

Consider the daily life routine such as how you go to work, how you eat and also your occupation. If there are risks of getting into accidents in the working or living environment, the more likely that getting personal accident insurance is necessary.

Health Assessment.

Health issues can lead to increased risks in life, leading to various forms of accidents.

Financial Assessment.

The medical costs of an accident are pretty high if you don’t have insurance. Therefore, having insurance can help ease the burden on this part.

2. Choose the Suitable Premiums.

Once the risks have been assessed, you can check out personal accident insurance plans that are suitable for your lifestyle. The more expensive the premiums are, the more coverage you will get. However, keep in mind that not all expensive plans cover your needs. So think about the coverage that you need and stick to it so you don’t overspend your budget for something that you might not need.

Where Should You Get Personal Accident Insurance from?

Personal Accident Insurance from Muang Thai Insurance.

The premium starts at 1,500 Baht per year. The accident insurance plan provides coverage in case of loss of life and permanent disability for a maximum of 1 million Baht*. In the event of loss of life caused by driving or riding a motorcycle, a maximum compensation of 500,000 Baht is provided. It also covers general accident medical expenses up to 50,000 Baht*. per incident and provides an income benefit when hospitalized up to 2,000 Baht.

Personal Accident Insurance from Bangkok Insurance.

The personal accident insurance from Bangkok Insurance covers up to 500,000 Baht* in case of death and permanent disability up to 500,000 Baht*. In addition, it also covers medical expenses of general accidents up to 80,000 Baht* and compensation for hospitalization income up to 1,000 Baht (Max 30 days/accident). The premium starts at 1,860 Baht per year.

Personal Accident Insurance from Chubb Samaggi Insurance.

The insurance premium starts at 986 Baht. It comes with coverage up to 200,000 Baht* in case of loss of life, as well as permanent disability coverage up to 200,000 Baht*. It also provides up to 20,000 Baht* in the event of loss of life while driving or riding a motorcycle. Furthermore, it also covers general medical expenses caused by accidents up to 10,000 Baht*.

dSurance guarantees that every personal accident insurance that applies with us will be worthwhile. Moreover, we have gathered insurance offerings from leading companies all in one place for your convenience. We offer a comprehensive selection of personal accident insurance plans that are easy to compare. Importantly, there are numerous promotions and special discounts available. Quick and efficient, dSurance provides complete coverage for all your needs.

Purchase Personal Accident Insurance from dSurance, click here.

When purchasing personal accident insurance, it is essential to compare plans from multiple insurance companies to find a plan that matches your needs and your budget. And of course, there are a lot of insurance plans to choose from. Therefore, when choosing insurance, you should do some research and read the terms and conditions carefully and it should be a well-thought-out decision to ensure that you receive the appropriate coverage according to your needs and lifestyle.

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